Insurance Litigation

New York and New Jersey Insurance Litigation Attorney

Insurance Litigation is an area of particular interest to New York/New Jersey lawyer Sanford F. Young. Early in his career, Mr. Young encountered cases where insurance companies were happy enough to collect years of premiums, but unjustly denied paying legitimate claims when their insureds most need their insurance benefits. Mr. Young is intolerant of these practices and enjoys taking aggressive action to protect his clients' rights and benefits under their policies.

Ready to Sue Your Insurance Company

Mr. Young handles cases involving unfair insurance practices involving most types of insurance coverage concerning your business, home, property, life and health such as property, fire, burglary, jewelry, fine arts and other casualty and life insurance; lost business and profits coverage; liability and indemnity policies; automobile, marine and maritime insurance; life, health and medical insurance; disability coverage; errors and omissions (malpractice) insurance; underinsured motorist and uninsured motorist coverage; and excess liability:

  • Formulating, submitting and adjusting complex insurance claims
  • Denial of legitimate claims
  • Unreasonable delays in processing claims
  • Responding to harassing and burdensome insurance investigations
  • Unconscionable insurance practices
  • Murky deductibles, exclusions and conditions
  • Shady definitions of medical conditions and necessary treatments
  • Unconscionable and arbitrary use of definitions, limitations, exclusions and co-pays
  • Murky restrictions and denials of prescription medication coverage, and necessary and reasonable treatments
Aggressive Advocate

Attorney Sanford F. Young self-identifies as a "bulldog" type of attorney when it comes to wrongdoing involving exploitation of vulnerable parties such as insurance policyholders. Mr. Young is prepared to aggressively defend the right of the policyholder and medical patients in insurance disputes between insurance companies and claimants.

Insurance Bad Faith Claims

Any time an insurance company wrongfully denies a just claim, undervalues the loss or otherwise acts in bad faith with a policyholder, it is important to locate a skilled insurance litigation lawyer. Sanford F. Young is always prepared to take on insurance companies and their attorneys, and will aggressively pursue and protect his clients' rights, insurance benefits and claims.

Insurance Litigation is a Vocation for Attorney Sanford F. Young

Mr. Young often jokes that he enjoys reading insurance policies as his bedtime reading. Mr. Young understands insurance and is adept at interpreting and analyzing insurance policies which are not written for ease of comprehension and typically contain numerous loopholes, exceptions and omissions devised by carriers and their lawyers to avoid paying their insureds' valid claims. Recently, after Mr. Young was retained to take on a 20-year battle on behalf of 10,000 asbestos-exposed seamen, Mr. Young succeeded in overturning the maritime insurance company's prior victories, and convinced the United States Circuit Court of Appeals and then the United States Supreme Court to hold the insurance carrier liable for well over 1,000 asbestos-caused deaths and suffering by another 9,000 victims.

Insurance Disputes Involving Property Loss and Income Valuations

Many insurance disputes involve the amount and valuation of the insured's loss. Mr. Young and his firm handle cases where the insurance company is not willing to fairly compensate its insureds who are entitled to be paid for the full value of their lost property, lost income or lost business. Public adjusters are not able to represent and fight for their clients in court. The Law Offices of Sanford F. Young, P.C. will not hesitate to sue your insurance company to win just compensation. Mr. Young also handles complex claims from the time of the loss, to formulate, submit and adjust claims prior to litigation. When litigation is needed, however, Mr. Young easily shift gear from negotiator to litigator.

Insurance Malpractice

Like other professionals, insurance agents and brokers, whether independent or in-house, may commit insurance-related malpractice or outright insurance fraud. Mr. Young has handled cases involving an agent's malpractice in not recommending proper and sufficient insurance coverage as well as those involving insurance fraud.

Mr. Young also Represents Insurance Brokers and Agencies

Mr. Young also represents insurance agencies and brokers, as well as their customers, to take on the big insurance carriers in disputes involving claims for commissions, bad faith, fraud and failure to issue or maintain policies. Among his reported victories, he won a multimillion-dollar award against John Hancock Insurance Company in a case that was reported in the New York Times (August 14, 2003).

To see a sampling of the insurance litigation results Sanford F. Young, P.C. has won for clients, please click here.

Contact Our New York Lawyers

If you are seeking advice or representation for a litigation matter or any civil appeal, please contact The Law Offices of Sanford F. Young, P.C. Our firm serves clients in New York City, the New York-New Jersey metropolitan areas, throughout New York State and Northern and Central New Jersey, and can be reached by calling 212-227-9755, by e-mail, or by filling out the intake form on our Contact Us page. Our offices are located in the financial district of Manhattan, near Wall Street, across from New York's City Hall and around the corner from the World Trade Center site, and easily accessible by public transportation or car.